Decision Calculator
Investment Growth Calculator
See how your portfolio could grow with compound returns, recurring contributions, and time. Project your path to a larger nest egg.
Projected portfolio value
$369,418
After 20 years with 7% annual returns and $6,000/yr in contributions
Total contributions
$171,222
Investment gains
$198,195
Projected portfolio value
$369,418
After 20 years with 7% annual returns and $6,000/yr in contributions
Total contributions
$171,222
Investment gains
$198,195
Portfolio growth over time
Contributions vs growth
Additional insights
Ending balance
$369,418
~4% passive income/yr
$14,777
What’s driving this
Of your projected $369K, 46% comes from contributions and 54% from compound growth. Investment returns are the larger driver—compound growth accelerates as your balance grows. Extending the time horizon or increasing your expected return would raise the ending balance, while a longer horizon also gives compound growth more room to compound. Your 3% annual contribution increase adds meaningfully to the total over 20 years.
This calculator is for educational purposes only and does not constitute financial advice. Projections assume constant returns and contributions and do not account for taxes, fees, or market volatility. Actual outcomes will vary. Consult a financial advisor for personalized guidance.