Interactive Simulator
Divorce Financial Impact SimulatorBeta
Explore how housing, asset division, income, and support assumptions could reshape each person’s financial future.
Model scenarios, compare outcomes, and understand what changes the trajectory most.
Current shared financial snapshot
Annual income (gross)
Approx take-home: A $7,917/mo · B $6,017/mo
Separation / split assumptions
Support direction
Housing outcome
Housing decision
Equity of $330,000 is split using the 50% / 50% asset split above.
Post-divorce monthly costs
Monthly housing
Rent or new mortgage
Rent or new mortgage
Non-housing living costs
Expected income growth
Savings rate
Health insurance / fixed costs
Long-term assumptions
Financial Outlook
Both households stabilize, though one path is stronger than the other.
Person A
Strong
Comfortable surplus with strong growth trajectory.
+$1,720/mo
10-yr NW $754K
Person B
Stable
Positive cash flow and steady accumulation ahead.
+$117/mo
10-yr NW $494K
Net worth projection
The two paths separate over time, reflecting how differences in income, expenses, and savings compound across years. Values shown in today’s dollars (2.5% inflation assumption).
Monthly cash flow comparison
Post-split monthly picture under current separation assumptions
Person A
+$1,720/mo
Person B
+$117/mo
Asset division waterfall
How shared assets flow through debts and costs into each person’s starting position
Total marital assets
$730,000
After debts
$680,000
Debts removed: $50,000
After one-time costs
$650,000
Costs removed: $30,000
Final allocation
Person A
$325,000
50% of remaining pool
Person B
$325,000
50% of remaining pool
Housing scenario comparison
See how each housing decision shifts the financial picture
Sell home and split equity
Income − costs
Projected net worth
A $754K/B $494K
Person A keeps home
Income − costs
Projected net worth
A $754K/B $494K
Person B keeps home
Income − costs
Projected net worth
A $754K/B $494K
“Income − costs” is after-tax income minus housing, non-housing living costs, fixed costs, and any support payments.
What’s shaping these trajectories
- Selling and splitting $330K in home equity gives both sides liquid starting capital.
- A $30K/yr income difference creates moderate divergence in long-term outcomes.
This simulator is for educational planning and scenario exploration only. It does not provide legal advice or jurisdiction-specific outcomes.