Divorce Financial Impact Simulator · SummaryBeta

Both paths are viable, though near-term flexibility is limited.

10-year projection comparing post-divorce financial trajectories for each household.

Person A

+$1,720/mo

10-yr net worth $754K

Person B

+$117/mo

10-yr net worth $494K

Net worth projection

Person APerson BPre-divorce baseline

Monthly cash flow comparison

Post-split monthly picture under current separation assumptions

Person A

+$1,720/mo

After-tax income$7,920
Total expenses$6,200

Person B

+$117/mo

After-tax income$6,017
Total expenses$5,900

Asset division waterfall

How shared assets flow through debts and costs into each person’s starting position

Total marital assets

$730,000

After debts

$680,000

Debts removed: $50,000

After one-time costs

$650,000

Costs removed: $30,000

Final allocation

Person A

$325,000

50% of remaining pool

Person B

$325,000

50% of remaining pool

Scenario assumptions

Home value

$850K

Mortgage

$520K

Retirement

$280K

Investments / savings

$120K

Debts

$50K

Income A

$125K/yr

Income B

$95K/yr

Effective tax rate

24%

Housing outcome

Sell home

Housing A

$2,000/mo

Housing B

$2,000/mo

Support

None

Support duration

8 years

One-time costs

$30K

Investment return

6.5%

Inflation

2.5%

Expense growth A

2.5%

Expense growth B

2.5%

Horizon

20 years

What’s shaping these trajectories

  • Selling and splitting $330K in home equity gives both sides liquid starting capital.
  • A $30K/yr income difference creates moderate divergence in long-term outcomes.
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This summary is for educational planning and scenario exploration only. It does not provide legal advice or jurisdiction-specific outcomes.