Job Offer Comparison · Summary
Comparing $207K (Offer A) vs $172K (Offer B). Which offer is actually better for your life?
Overall Assessment
Offer B leads on both fronts
Offer B offers stronger compensation and higher life-quality ratings.
Gross Comp
A: $207K
B: $172K
Purchasing Power
A: $166K
B: $180K
Hourly Rate
A: $70/hr
B: $82/hr
Life Quality
A: 52
B: 84
Compensation breakdown
Base $150K · Bonus $15K · Signing $3K · Equity $20K · Benefits $19K
Base $130K · Bonus $10K · Signing $1K · Equity $5K · Benefits $26K
Signing bonus amortized over 4 years. Benefits include retirement match, health insurance, and other perks.
All-in purchasing power
Net comp after state tax & commute, adjusted for cost of living (COL 110 vs 95).
Effective hourly rate
Net comp (after tax & commute) ÷ (50 hrs/wk for A, 40 hrs/wk for B).
Scenario assumptions
A Base salary
$150K
B Base salary
$130K
A Total comp
$207K
B Total comp
$172K
A State tax
10%
B State tax
0%
A Hours/week
50 hrs
B Hours/week
40 hrs
A Commute
45 min
B Commute
5 min
A COL index
110
B COL index
95
A Purchasing power
$166K
B Purchasing power
$180K
A Life quality
52/100
B Life quality
84/100
What’s driving this
Offer A provides $34K more in gross annual compensation ($207K vs $172K).
Offer A loses $19K more per year to state income tax (10% vs 0%).
After state taxes, commute costs, and cost-of-living adjustment, the picture flips: Offer B comes out ahead with $14K more in purchasing power.
Offer B scores 32 points higher on life quality (84 vs 52).
This summary is for educational purposes only and does not constitute financial or career advice. State tax is a simplified flat-rate estimate; actual liability depends on filing status, deductions, and brackets. Signing bonus is amortized over 4 years. COL index adjusts purchasing power but may not capture all regional differences. Life quality scores are subjective and user-defined. Consult a financial advisor for personalized guidance.