Barista FIRE Simulator · Summary
Barista FIRE timeline depends on savings and return assumptions — adjust inputs on the full simulator.
Barista FIRE age
—
Years saved vs full FIRE
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Barista FIRE number
$0
Portfolio lasts until
Age 100+
Savings rate required by age 52
Horizon: 20 years to age 52. Closing the gap raises odds of hitting the Barista number on schedule.
You save / mo
$0
Required / mo
—
Rate gap
On track
Extra $ / mo
—
Scenario assumptions
Current age
32
Target Barista FIRE age
52
Current net worth
$180K
Annual income (gross)
$95K
Annual savings
$24K (0% of gross)
Annual spending (retirement)
$65K
Part-time income
$50K
Part-time work until
Age 65
Withdrawal rate
4%
Educational illustration only — not financial advice.